Income Sharing Plan

“Income Sharing Plan” refers to 70:30 incentive plan with a hurdle rate of 10 percent p.a.  We will try to maximize your wealth by trying to provide double digit return over the hurdle rate.

 

The main theme of this plan is – “Clients earn first, then us. We will earn if our customer earns.”

 

The return our portfolio manager provides will be directly shared between the investor and IL capital Limited as per following basis.

  • We actively manage your portfolio, so you will be free from the activities of portfolio management
  • You can save significant money as our transaction cost are very low
  • There is no hidden charge.

Investor’s Benefits:

  • We actively manage your portfolio, so you will be free from the activities of portfolio management
  • You can save significant money as our transaction cost are very low
  • Fair dealing and objectivity in every transaction
  • Investors can save tax expenses
  • We regularly update portfolio matching investors life circumstances
  • There is no hidden charge

Features:

  • Minimum Investment: 1 Lac
  • Investment Tenure: 1 Year
  • Documentation Fee: Tk. 500
  • Management Fee: 1%
  • Transaction Fee: 0.30%
  • CDBL Charges: Nil
  • Premature Withdrawal & Termination Fee: Nil
  • Margin Facility: Based on agreement of both party.

Investment Process:

  • Our analysts follow rigorous bottom-up securities picking process.
  • To us, finding deeply undervalued securities with moderate to excellent earning power is more important than sector/industry selection.
  • We make long-term investments with an objective to earn consistent return over the years.

Investment Areas:

We will invest your money in capital market securities (debt, equity & money market instruments) approved by Bangladesh Securities and Exchange Commission and/or Bangladesh Bank.  

Risk Control Measures:

We will diversify your portfolio with following risk control measures:
  • We will not invest in the securities having lock in time of over 1 year.
  • We will not invest in private/venture capital.
  • We will not invest more than 30% in a single security of your portfolio.
  • We will not invest more than 40% in a single sector of your portfolio.

Investment Risk:

Potential investors of Secure Plan should realize that portfolio investment in capital market is subject to market risks and return from Secure Plan is not guaranteed.

Reporting:

Monthly portfolio and half yearly transaction statements will be provided to investors.

To know more about your benefits, please contact us at [email protected] or call us at 58315389.

Shariah Plan

In this plan, your portfolio will be governed under Shariah Principles approved by renowned Islamic Scholars of the world.

Investment Areas:

We will invest your money in the companies of CSE (Chittagong Stock Exchange) All Shariah Index which is based on Shariah Guidelines of TASIS (Taqwaa Advisory & Shariah Investment Solutions Pvt Limited).

 

To see the Shariah Board of TASIS please follow the link below:

http://www.tasis.in/ShariahBoard.php

Investor’s Benefits:

  • We will not invest in the securities having lock in time of over 1 year.
  • We will not invest in private/venture capital.
  • We will not invest more than 30% in a single security of your portfolio.
  • We will not invest more than 40% in a single sector of your portfolio.

Investment Approach

We will invest only in companies if these companies pass business & financial screen set by Shariah Board.

 

Business Screen: Listed companies are first screened on the basis of their business activities. Consequently, all non-complaint business such as non-Islamic financial services, tobacco, alcohol, pork etc. are screened out.

 

Financial Screen: Companies that passed Business screen have to also qualify following ratios:

  1. Borrowing/Debts: less than 25% of the Total Assets
  2. Interest Income Plus returns from all non-complaint investments: less than 3% of Total Income.
  3. Cash plus Receivables: less than 90% of the Total Assets.

In the last step, our analyst recommends the valuation and suitability of investment from that list.

Fees & Charges

  • We will not invest in the securities having lock in time of over 1 year.
  • We will not invest in private/venture capital.
  • We will not invest more than 30% in a single security of your portfolio.
  • We will not invest more than 40% in a single sector of your portfolio.

To know more about your benefits, please contact us at [email protected] or call us at  02-58315389.